Employee Benefits for Restaurants
Hospitality teams have options too. We connect Ontario restaurant owners with licensed advisors who design benefits for managers, chefs and core staff within a restaurant budget.
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Benefits for Restaurants and Hospitality
Turnover is one of the biggest costs in hospitality. Offering benefits to managers, chefs and long serving staff helps keep the people who make your restaurant run.
Restaurant plans are often built in classes, for example richer coverage for salaried managers and a simpler plan or health spending account for eligible hourly staff.
Connect NowWhat matters for your team
Plans can be designed around the realities of your industry.
Part time eligibility
Set an hours threshold that includes your regular staff without covering every short term hire.
Waiting periods
A waiting period for new hires keeps the plan focused on people who stay.
Health spending accounts
A health spending account gives hourly staff real value at a fixed cost per person.
Where to start
Build the core plan
Most employers start with health and dental, then add life and disability. See small business group benefits for the options and typical costs.
For the business side of your risk, see our restaurant insurance guide.
Employee Benefits for Restaurants FAQs
Can I offer benefits only to managers?
Yes. Plans can use reasonable employee classes, such as salaried managers and hourly staff, with different coverage.
Are part time staff eligible?
They can be, if they meet the minimum hours the plan sets. You choose the threshold within the insurer’s rules.
What does a restaurant plan cost?
Cost depends on the coverage and how many people join. Starting with a core plan for key staff keeps it affordable.
What to expect from a benefits advisor
A licensed advisor handles the details so you can make a clear decision.
1Discovery call
Share who needs coverage, what matters most and your budget. For businesses, bring your current plan and renewal if you have one.
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2Plan design
Your advisor recommends coverage levels and cost sharing that fit your needs, and explains the trade offs in plain language.
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3Compare insurers
Your advisor gathers quotes from multiple insurers and compares price, coverage and service side by side.
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4Enrol and support
Once you choose, your advisor handles the application and enrolment, and stays available for claims questions and renewals.
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