Commercial Insurance in London
London is Southwestern Ontario’s largest city, anchored by healthcare, education, manufacturing, food processing and a growing logistics sector along Highways 401 and 402. We connect London businesses with brokers who understand the region.
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Service & Support:
- Follow-up from a licensed broker within 24 hours
- Policy Review and Comparison
- Risk Assessment
- Help with certificates of insurance, policy changes and contract reviews
- Renewal planning well before your policy expires
Business Insurance for London Companies
London’s hospitals, university and college support a large network of clinics, service providers and suppliers, while manufacturers and food processors serve customers across Canada and the United States.
The city’s location between Toronto, Windsor and the Sarnia border crossing also makes it a natural base for distribution and transportation businesses. Each of these industries has its own insurance profile.
Connect NowHow CommercialInsurance.ca works
We are not an insurer or a broker. We find you the right one.
Matched by industry
We connect you with a broker who works with businesses like yours, not a generic call centre.
Licensed Ontario brokers
Insurance brokers in Ontario are licensed by the Registered Insurance Brokers of Ontario (RIBO).
Fast follow up
Once we receive your information, a professional in our network will connect with you within 24 hours.
No cost to be matched
Our referral service is free for businesses. You deal directly with the broker for quotes and coverage.
Insurance for London’s key industries
Every industry in London has its own risks. These are the ones we are asked about most.
Healthcare and clinics
Clinics and health businesses need liability, property, cyber and EPL for the business itself.
See medical and clinic insurance.
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Manufacturing and food processing
Producers need property, equipment breakdown, product liability and recall coverage.
Read manufacturing insurance and product recall insurance.
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Transportation and distribution
Carriers and distributors need commercial auto, cargo and warehouse coverage.
See commercial auto insurance.
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What London businesses should plan for
Product and supply chain risk
Food and manufactured products sold into large retail and cross-border supply chains come with contract requirements for product liability, recall and certificates of insurance.
- Match product liability limits to customer contracts
- Consider recall and contamination coverage
- Confirm US sales are disclosed to your insurer
Employer risk
As London businesses grow their teams, employment disputes become a more common source of legal cost. EPL insurance helps cover defence and settlements.
Popular coverage for London businesses
Start with the coverage most businesses need, then add what your industry requires.
General liability
Third party injury and property damage claims.
Commercial property
Your building, equipment and inventory.
Commercial auto
Business vehicles and fleets.
Business insurance packages
Bundled coverage for small and mid-sized businesses.
What to expect from a specialist
1Discovery Call
(30 to 45 min)Understand operations, contracts, assets, and loss history.
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We will request your
expiring policies and loss runs.
2Risk Mapping
(1 to 3 days)Document exposures, limits, sublimits, deductibles, and endorsements that fit your contracts.
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3Market Placement
(2 to 5 days)Approach the right markets
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and negotiate terms, exclusions, and deductibles.
4Proposal & Bind
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Side-by-side options in clear wording, so you can choose with confidence.
Commercial Insurance in London: FAQs
Do London food processors need recall insurance?
Many do, particularly those supplying major retailers, who often require recall or contamination coverage in supplier agreements. Standard product liability policies usually exclude recall costs.
Does my insurance cover products sold into the US?
Only if your policy territory includes the United States and your US sales are disclosed. US exposure can change pricing and limits, so tell your broker.
Can you help clinics in London?
Yes. We connect clinic owners with brokers who arrange coverage for the clinic as a business, alongside practitioners’ own professional liability.
Do you serve businesses outside London?
Yes. We help businesses across Southwestern Ontario and the rest of the province.
Protect your team too
Offer health, dental and life benefits your employees will value.
We also connect Ontario businesses with licensed benefits advisors, from two person teams to growing companies.
5/5 rating on GoogleThe Commercial Insurance Difference: Feedback from those referred
Proactive Broker Relationship.
The most noticeable difference was the fact that I no longer felt that I was needed to manage the broker... the brokers came to me with proactive recommendations and knew when to push and shop the market and when not to. When the topic of business insurance comes up, I always refer fellow business owners.
Steve T
Security Blanket For My Business
I was always the type of customer that never believed in insurance and only really got it because I had to. Then I connected with a broker through Commercial Insurance.ca and they asked me questions no one else ever did and that's how I knew something was different. They took the time to understand and evaluate the risks. Well, I ended up getting some extra coverage (legal expense) and thank goodness I did. Something fairly innocent turned into something quite nasty and I didn't have to do too much... my coverage took care of it. Now I look at Insurance as a security blanket for my business.
Michael L
They had my back
No one likes buying insurance because it's a bit of a bet against yourself. You just hope that when the bad things happen that insurance will do what it said it would do in the first place. Their specialist stand behind the policy's that they bind. They never professed to get me the best price, but they did say they have my back, and have my back, they did.
Steph P