Employee Benefits for Clinics
Keep your front desk, assistants and associates. We connect Ontario clinic owners with licensed advisors who design benefits for healthcare teams.
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Benefits for Clinics and Healthcare Practices
Clinics compete for receptionists, assistants, hygienists and associate practitioners in a tight labour market. A benefits plan is often part of what keeps experienced staff.
Clinics also mix employees and independent contractors. Group plans generally cover employees, so the structure needs to reflect how each person works with the clinic.
Connect NowWhat matters for your team
Plans can be designed around the realities of your industry.
Employees and contractors
Group benefits usually cover employees. Associates who are contractors typically arrange their own coverage.
Classes of staff
Plans can offer different coverage to practitioners, managers and support staff.
Owner coverage
Clinic owners can usually join the plan and may also consider a health spending account.
Where to start
Build the core plan
Most employers start with health and dental, then add life and disability. See small business group benefits for the options and typical costs.
For the business side of your risk, see our medical and clinic insurance guide.
Employee Benefits for Clinics FAQs
Can associate practitioners join our plan?
Generally only employees are eligible for a group plan. Contractors usually need their own coverage.
Do dental clinics offer staff dental coverage?
Many do, often combined with in-house treatment policies. An advisor can help coordinate the two.
Can the clinic owner be covered?
Usually yes, if the owner works in the business.
What to expect from a benefits advisor
A licensed advisor handles the details so you can make a clear decision.
1Discovery call
Share who needs coverage, what matters most and your budget. For businesses, bring your current plan and renewal if you have one.
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2Plan design
Your advisor recommends coverage levels and cost sharing that fit your needs, and explains the trade offs in plain language.
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3Compare insurers
Your advisor gathers quotes from multiple insurers and compares price, coverage and service side by side.
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4Enrol and support
Once you choose, your advisor handles the application and enrolment, and stays available for claims questions and renewals.
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